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Most people believe that a homeowners policy covers them for flood. However, that is not correct. Whether it is the rising river or ground water entering your basement after a hard rain, these are covered separately by a flood policy.

Although flood insurance is required if you live in a flood plain and have a mortgage, it can be very affordable. Customers that do not live in a flood plain and worry about the cleanup of water in their finished basement, can get a minimal coverage policy for a very reasonable price. Russ Black Insurance's agents have been certified by the National Flood Insurance Program and are here to help.

Click on the request a quote box to the right of the screen for a free no-obligation quote on your insurance coverages. If we are not able to provide you with the same or better coverage for less than what you are currently paying, you will have the peace of mind that your current insurance is in good standing. Why not get a second opinion?